Attention homeowners in Staten Island and Richmond County: Need an appraisal?

The top 7 reasons NY homeowners hire Accurate Appraisals:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge Richmond county's assessment of your property
Remove PMI to reduce a mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a NY divorce, where real estate property needs to be divided
To determine the true market value of property in question to settle an estate

Need help determining the value of your house in or near Staten Island, NY?
Contact Accurate Appraisals.

We at Accurate Appraisals understand the special needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Accurate Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping folks just like you get rid of unneeded PMI insurance.

Challenging Richmond county's assessment of your property

Lets say you live in a local area that is going down -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Accurate Appraisals is your best weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. Accurate Appraisals can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for accuracy? We can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Accurate Appraisals can help you with that. Even though this is usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.